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Bank Michigan

Health Savings Accounts (HSA)

Better Manage Your Medical Expenses

An HSA (Health Savings Account) from Bank Michigan enables you to pay for qualified medical expenses with pre-tax dollars. By using the untaxed dollars in your Bank Michigan HSA to pay for deductibles, copayments, coinsurance, and some other expenses, there's a good chance you'll be able to lower your overall healthcare costs.

Know the Requirements

While you can use the funds in an HSA at any time to pay for qualified medical expenses, there are certain restrictions and you may only contribute to an HSA if you have a High Deductible Health Plan (HDHP).

$50

Minimum deposit to open

No

Minimum Balance

Features

Requirements

$50.00 to Open
Must have high deductible health plan
Government sets Yearly limits

Monthly Statement Fee

FREE monthly statement

Interest*

Tiered Rates Compounded & Credited Monthly

Minimum Balance

No

Bounce Protection

No

Debit/ATM

Yes

Check Safekeeping

Yes

Charge & Fees

Annual fee of $15.00 every March, $100.00 fee for early closeout

Extras

Online Banking
24-Hour Telephone Banking
Mobile Banking

*Deposit rates are available and posted online for your convenience.

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CDs & IRAs


Short term liquidity, or long term yield, our CDs & IRAs offer secure stable returns.

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Money Market


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