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Government & School Account Options

Supporting those who support the communities we serve.

As a community bank, the term community is at the heart of all we do. That's why we are proud to offer special account options for non-profit organizations, as well as local governments and schools to help them do what they do best. 

Non-Profit
Checking

Government &
School Accounts

Requirements $50 to Open $50 to Open
Monthly Statement Fee $0 Maintenance Fee or Check Images w/ Statement $7.00 $0 Maintenance Fee or Check Images w/ Statement $7.00
Minimum Balance checkmark checkmark
Night Depository checkmark checkmark
Check Safekeeping checkmark checkmark
Debit/ATM checkmark checkmark
Online Banking checkmark checkmark
Bounce Protection checkmark checkmark
Interest checkmark checkmark
24-Hour Telephone Banking checkmark checkmark
Text Banking/Alerts checkmark checkmark
Access to 50,000 Surcharge FREE ATM's throughout the world within the Allpoint Network checkmark checkmark

Enhanced electronic banking services for added convenience.

E-Funds for School Service

This unique program is specifically designed to help schools collect payments electronically for all school functions. Signing up for E-Funds for Schools Service is simple and quick. 

  • Parents simply provide the school with their credit card information or "voided" personal check.
  • From that point on, any payment for a school function can be electronically debited from their account, eliminating the need for cash or checks sent to the school. 

We also include our "Parent Initiated Payment" service which allows parents to log in to the program using the school's own website and be linked to E-Funds for Schools Service, providing easy access from home, work, or anywhere. 

The best part is there is no charge to the school for this service as the cost of the service is covered by a small one-time fee paid by the parent.

Electronic Donation Service

We also make it easy for you to collect donations online via our Electronic Donation Service. For donor convenience, the service offers several contribution options:

  • Pre-Authorized – allows donation to be generated by the receiving organization. With this service, the contributor gives permission, in writing, to the receiving organization to withdraw their donation from their checking, savings, or credit card account.
  • Donor Initiated – provides the contributor access to the Electronic Donation Service, 24 hours a day, seven days a week. Donors can make a donation whenever they want and for any amount.

The re-occurring donation options are available for both the Pre-Authorized and Donor Initiated services and can be set to repeat the contributor's donation for any time frame designated.

Let's Get Started

Are you ready to build a better future for your organization? Contact us online or let’s have a conversation - just stop by your nearest branch. We’d love to have you meet our team and share a coffee with us while we introduce you to the world of Better. Thinking. Banking.
 

Bank Michigan Business
Checking

Requirements
$50 to Open
Unlimited transactions
checkmark
Line of Credit available upon approved application
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Night Depository
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$10.00 Maintenance Fee or Check Images w/ Statement $25.00
checkmark
$.30 per debit item if average monthly balance falls below $1000 during a statement cycle
checkmark
Check Limit
checkmark
Check Safekeeping
checkmark
Debit/ATM
checkmark
Bounce Protection
checkmark
Minimum Balance
checkmark
Interest
checkmark
Online Banking
checkmark
24 Hour Telephone Banking
checkmark
Mobile Banking
checkmark
Text Banking/Alerts
checkmark
Access to 50,000 Surcharge FREE ATM's throughout the world within the Allpoint Network
checkmark
Benefits

Bank Michigan Small Business
Checking

Requirements
$50 to Open
Unlimited transactions
checkmark
Line of Credit available upon approved application
checkmark
Night Depository
checkmark
$10.00 Maintenance Fee or Check Images w/ Statement $25.00
checkmark
$.30 per debit item if average monthly balance falls below $1000 during a statement cycle
checkmark
Check Limit
checkmark
Check Safekeeping
checkmark
Debit/ATM
checkmark
Bounce Protection
checkmark
Minimum Balance
checkmark
Interest
checkmark
Online Banking
checkmark
24 Hour Telephone Banking
checkmark
Mobile Banking
checkmark
Text Banking/Alerts
checkmark
Access to 50,000 Surcharge FREE ATM's throughout the world within the Allpoint Network
checkmark
Benefits
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